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Review 1/26/2010
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I recently joined up with this program after being told about it by a friend who has been with them for over a year now. I wanted to look online to see more about them and what other people might have to say. I'm surprised that people have had bad experiences like this because my friend is very happy. FIRE has already settled 2 of her debts. I have had a very good experience so far. I asked a lot of questions to my financial consultant and always had them answered. I made sure to read over my application and the website to understand everything. I also repeated back my understanding of the program to my consultant to make sure I had my information correct. I think it is very important to make sure you understand how this program works. If you think they are going to get you out of debt in 3 months, then you did not understand how the program works. I know I am responsible for the mess I made with my credit cards and it is going to take some time and some work and some sacrificing to pay them off, which is harder to do since I lost hours at my job which is why I needed a program like this. I would say this is a good program and a good company, but if you are thinking about using them just make sure you understand how everything works and ask lots of questions before you sign up. I doubt there is a company out there that has 100% satisfied 100% of their clients because some people can never be satisfied, and some people rush into things without getting all the information they need. I know this program will work for me and I will be debt free in 3 years. Without this program, I would not have been able to pay all my creditors anyway next month, and what else would I have done?
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